Personal Loans

Consumer Loan Rates as Low as 2.99% APR*

It's a great time to buy a car, motorcycle or camper.  We can also help with a home improvement loan or loan for debt consolidation.  Call or stop in today!

*Annual Percentage Rate.  2.99% APR available up to 36 months with monthly payments of $29.08 per $1,000 borrowed and an Annual Percentage Rate of 2.99%.  Other terms and rates available.  Your actual APR may be higher based on your credit history, collateral and loan to value.  Payment example does not include amounts for taxes and insurance.  Minimum loan amount $5,000.  Restrictions may apply.  These rates do not apply to in-house or secondary market mortgage loans.

Consumer Loans

Whether you need money for a car, home improvements, or a vacation, as a locally owned community bank we will work with you to accommodate your borrowing needs and repayment ability.  Loans are at fixed interest rates ranging from two to six years.*  Loans are available for the following.

  • Vehicles
  • Campers/RVs
  • Boats
  • Jet skis
  • Snowmobiles
  • ATVs
  • Home improvements
  • Debt consolidation



Home Equity Loans

Use the equity you have built in your home to make those needed improvements, purchase a vehicle, or pay off higher interest rate credit cards and other debt.  The interest you pay on a home equity loan may also be tax deductible.  (Consult your tax advisor for more information.)

  • Fixed Rate
  • Variable Rate



Overdraft Protection

Mistakes happen.  Anyone can make an addition or subtraction mistake or forget to record a check or debit card transaction.  Our Checking Overdraft Protection is a line of credit that automatically advances if you overdraw your checking account.  There is a $50 annual fee and interest is charged on the outstanding balance.



Real Estate Loans

Whether it is your first home or vacation home that you are looking to purchase or refinance, Union State Bank can help make it happen!  We have many options to fit your needs.  A dedicated, experienced lender will help you through the entire mortgage process.

  • Fixed Rate Mortgages
    • 15, 20, 30 year
  • Adjustable Rate Mortgages
    • 3, 5, and 7 year adjustment periods
  • WHEDA Advantage
    • Low down payment
    • Income limits apply
    • Property must be your primary residence
  • Down Payment Grant
    • First time home buyers are eligible for down payment/closing cost assistance.  Restrictions and income limits apply.



Construction Loans

Time to build the home you have always dreamed of?  Union State Bank can help you with a construction loan.

  • 6 month construction draw period
  • Only pay interest on the amount borrowed
  • Draws done monthly by title company
  • Separate application necessary for permanent financing after construction



Student Loans

Union State Bank has partnered with iHelp Student Loans to offer affordable higher education loans.  iHelp has developed an online application tool you can use to apply for the loan needed at your convenience.  For more information on the iHelp Student Loan program, click here.


Credit Cards

Applying for a Union State Bank credit card is a great way to build your credit and help manage your finances!  We offer Visa credit cards with competitive rates and no annual fees!

  • Reward Cards
  • Corporate Cards
  • College Cards


*Term and rate based on age of collateral, credit history, and loan to value ratio.

Contact a Union State Bank (NMLS #401466) Loan Officer:
In Kewaunee:  Jim Lamack (NMLS #411354) or Barbara Porath (NMLS #411356) (920-388-3466)
In Green Bay:  Jim Boettcher (NMLS #411362) (920-468-7000)
In Two Rivers:  David Eis (NMLS #411357) (920-793-1551)

Union Checking

No minimum balance, personalized checks, Identity Theft Restoration...all for a low monthly fee!

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Loans for Any Need

We can help with loans for a new car, home improvements, a vacation, and more!

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Online Bill Pay

Save yourself time and money with Online Bill Pay.  Paying bills couldn't be easier!

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