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Variable Rate Savings Accounts

Account Type Account Features


Regular Savings:


  • $150 Minimum Balance Required
  • No minimum balance for customers under age 18
  • Interest Paid and Credited to account semi-annually
  • Combined Statement available to customers with a Union State Bank checking account.  Receive Savings and Checking Account on one monthly statement.  Interest paid and credited monthly to savings account.
  • Five (5) free withdrawals per month.  Fee assessed for withdrawals over five. 
  • Service Charge if minimum balance is not maintained. 
  • ATM / Debit card available

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Kid's Club Account:

Designed to teach children how to save money, earn interest, and have fun doing it!  Start your child on a lifetime habit of regular saving.



  • For children ages 12 and under
  • $10.00 opening deposit
  • $5 minimum deposits and withdrawals
  • Interest Paid and Credited to account quarterly
  • Savings incentives - earn prizes by increasing savings account balance by at least $25 each quarter
  • Quarterly statements
  • A personal savings register and special Club cover
  • Club deposit/withdrawal slips
  • Special Membership Card
  • Special activities
  • Service Charge if minimum balance is not maintained. 

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Christmas Club:

This account is designed to help you save for the Christmas shopping season.

  • No Minimum Balance
  • No Monthly Fee
  • Interest paid and credited annually
  • Checks for balance of account including interest are issued in October of each year
  • Penalty for early withdrawal

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"Your Hometown Bank for over 95 Years"

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