Variable Rate Savings Accounts

• Regular Savings

• Kid's Club Account

• Christmas Club

• $150 Minimum Balance Required
• No minimum balance for customers under age 18
• Interest Paid and Credited to account semi-annually
• Combined Statement available to customers with a Union State Bank checking account.  Receive Savings and Checking Account on one monthly statement.  Interest paid and credited monthly to savings account.
• Five (5) free withdrawals per month.  Fee assessed for withdrawals over five. 
• Service Charge if minimum balance is not maintained. 
• ATM / Debit card available

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Designed to teach children how to save money, earn interest, and have fun doing it!  Start your child on a lifetime habit of regular saving.

• For children ages 12 and under
• $10.00 opening deposit
• $5 minimum deposits and withdrawals
• Interest Paid and Credited to account quarterly
• Savings incentives - earn prizes by increasing savings account balance by at least $25 each quarter
• Quarterly statements
• A personal savings register and special Club cover
• Club deposit/withdrawal slips
• Special Membership Card
• Special activities
• Service Charge if minimum balance is not maintained. 

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This account is designed to help you save for the Christmas shopping season.

• No Minimum Balance
• No Monthly Fee
• Interest paid and credited annually
• Checks for balance of account including interest are issued in October of each year
• Penalty for early withdrawal

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