Union State Bank Savings Accounts

Variable Rate Savings Accounts

Regular Savings
Kid's Club Account
Christmas Club

Account Type	Account Features
Regular Savings:	$150 Minimum Balance Required No minimum balance for customers under age 18 Interest Paid and Credited to account semi-annually Combined Statement available to customers with a Union State Bank checking account. Receive Savings and Checking Account on one monthly statement. Interest paid and credited monthly to savings account. Per Federal Regulations, a depositor is permitted to make no more than six withdrawals or transfers to another account or to a third party by means of a preauthorized, automatic or telephone order or instruction per month Five (5) free withdrawals per month. Fee assessed for withdrawals over five. Service Charge if minimum balance is not maintained. ATM / Debit card available (back to top)
Kid's Club Account: Designed to teach children how to save money, earn interest, and have fun doing it! Start your child on a lifetime habit of regular saving.	For children ages 12 and under $10.00 opening deposit $5 minimum deposits and withdrawals Interest Paid and Credited to account quarterly Savings incentives - earn prizes by increasing savings account balance by at least $25 each quarter Quarterly statements A personal savings register and special Club cover Club deposit/withdrawal slips Special Membership Card Special activities Service Charge if minimum balance is not maintained.
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Christmas Club: This account is designed to help you save for the Christmas shopping season.	No Minimum Balance No Monthly Fee Interest paid and credited annually Balance in account, including interest, is disbursed in October of each year by crediting to the account of your choosing Penalty for early withdrawal (back to top)