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UNION STATE BANK’S

Low Mortgage Rates

The interest rate on this loan can increase during the life of the loan.

*The above Annual Percentage Rates were calculated based on a $100,000 loan amount, with an assumed 80% LTV or lower mortgage, amortized over 30 years with a monthly payment as low as $536.82 for the 1 Year ARM, $552.20 for the 3/1 Year ARM, or $567.79 for the 5/1 Year ARM.  Loans over 80% LTV require borrower paid Private Mortgage Insurance.  For zero points loans, the prepaid finance charge was $405 with closing costs of $359.00.  All prepaid finance charges and closing costs were assumed to be paid in cash by borrower.  Your prepaid finance charges and closing costs may differ.

Choose UNION STATE BANK for your mortgage loan:

1. We offer a variety of Loan Products to fit your needs:

• Construction loans

• Second home loans

• Refinances

• Purchase loans

• Lot Loans

• Bridge Loans and Interim Loans

• Investment property loans

2. Your mortgage will be serviced by UNION STATE BANK.  We know you will be happy with the service you receive after you close your loan, because we provide the same courteous, helpful service before, during and after your loan closing.  If you have a question on your mortgage, just call us!

3. Pre-approvals are free.  We offer no cost pre-approvals for your home purchase.  This gives you the piece of mind knowing how much you can buy and gives you an edge when negotiating your offer to purchase over other buyers who are not approved.

4. Local Decisions.  We process and approve your loan locally.  This means fast answers for you.

5. Free tax escrow waivers.  If you have a minimum 20% down payment, you do not have to escrow for taxes and there is no fee to waive the escrow.

6. Experienced, knowledgeable, and helpful lenders.  Our loan officers and processors have many years of lending experience, which ensures that you will have the superior service you deserve.

For CURRENT RATES on all of our LOAN PRODUCTS call

 GREEN BAY at 920-468-7000
KEWAUNEE at 920-388-3466

TWO RIVERS at 920-793-1551