Certificates of Deposit

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• 6 Month CD

• 1 Year, 2 Year, 3 Year, 4 Year and 5 Year CD

• Add-On CD

Union State Bank offers customers competitive CD rates with flexible maturity schedules.  We offer CD terms of 6 months, 1 year, 2 year, 3 year, 4 year and 5 year.  We also offer an Add-on CD that allows customers to add to their CD at any time.  There is a penalty for early withdrawal. 

• $2,500 minimum opening deposit
• Interest credited and compounded at maturity.  Interest can also be paid by check or credited to any Union State Bank checking or savings account
• Automatically renews upon maturity
• 10 day Grace Period - customer has 10 calendar days after maturity to cash in the CD without a penalty. 
• Penalty for early withdrawal

1 Year, 2 Year, 3 Year, 4 Year and 5 Year CD

• $1,000 minimum opening deposit
• Interest credited and compounded semi-annually.  Semi-annual interest can also be paid by check or credited to any Union State Bank checking or savings account.
• 1, 2 and 3 year CD's automatically renew upon maturity.  4 and 5 year CD's do not automatically renew.
• 10 day Grace Period - customer has 10 calendar days after maturity to cash in the CD without a penalty. 
• Penalty for early withdrawal

Add-On CD

• $1,000 minimum opening deposit
• Additional deposits in the minimum amount of $100 may be added at any time.
• Available on 1, 2, 3, 4 and 5 year terms
• Interest credited and compounded semi-annually.  Semi-annual interest can also be paid by check or credited to any Union State Bank checking or savings account.
• 1, 2 and 3 year CD's automatically renew upon maturity.  4 and 5 year CD's do not automatically renew.
• 10 day Grace Period - customer has 10 calendar days after maturity to cash in the CD without a penalty. 
• Penalty for early withdrawal

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